Motor Insurance
Whether you're navigating Nairobi's bustling streets or cruising the Mombasa highway, our motor insurance keeps you covered. From minor fender benders to major incidents, we ensure you're never left stranded.
Frequently Asked Questions
Get answers to common questions about our insurance products and coverage options.
Can't find what you're looking for? Call us or send an email.
In insurance, excess refers to the portion of a claim that is paid by the policyholder before the insurer contributes toward the loss. Put simply, it is the amount you bear yourself when a claim occurs. For example, if your excess is KES 20,000 and your claim is KES 100,000, you pay the first KES 20,000 and the insurer covers the remaining KES 80,000.
Third Party Only (TPO) insurance covers liabilities arising from a claim made against you by a third party as a result of an accident that was blamed on you. This includes both material damage (damage to someone else's property or vehicle) and bodily injury (injuries sustained by other people). TPO is the minimum legal requirement for motor insurance in Kenya, but does not cover damage to your own vehicle.
PVT stands for Political Violence and Terrorism cover. This is an additional benefit that protects your vehicle should a loss occur due to political violence or acts of terrorism. We strongly recommend having this benefit, especially during political years or periods of civil unrest, as standard motor policies typically exclude such events.
Yes, for comprehensive motor insurance, your vehicle needs to be valued within 14 days of picking up the cover. The good news is that the valuation is at our cost—you won't pay a thing. You can choose from our wide range of accredited valuers at your convenience.
Once you complete the quotation process and make payment, your motor insurance certificate can be issued within minutes. Our digital-first approach means you can have your cover note and certificate delivered to your email almost instantly, ready for printing or digital use.
Yes, you can transfer your existing insurance policy to a new vehicle. Contact our support team with your current policy details and the new vehicle information. We'll process the transfer and adjust the premium if necessary based on the new vehicle's value and specifications.
Health Insurance
Access quality healthcare when you need it most. Our health plans connect you to Kenya's leading hospitals and specialists, ensuring you and your family receive timely, world-class medical attention.
Home Insurance
Your home is more than a building—it's where memories are made. Protect your property and possessions against unexpected events, from break-ins to natural disasters, with coverage tailored to Kenyan homeowners.
Travel Insurance
From business trips to dream vacations, travel should be exciting—not stressful. Our travel insurance handles the unexpected so you can focus on the experience, whether you're in Dubai, London, or Lagos.
Personal Accident Cover
Accidents don't announce themselves. Whether at work, home, or on the road, our personal accident cover provides financial security for you and your loved ones when the unexpected occurs.
Life Insurance
Life insurance is the ultimate act of love—ensuring your family's financial stability even when you're not there. Build a legacy of security with plans designed for every stage of life.
Need Help Choosing the Right Cover?
Our experts are ready to guide you to the perfect insurance solution.